Afghan Guide

Banks and opening an account

The twelve banks Da Afghanistan Bank has licensed, and what each offers: Islamic banking, an app, and money from abroad.

  • Afghanistan International Bank (AIB)Private
    Islamic servicesApp / internet banking
    Licensed 2004 Website
  • Islamic Bank of AfghanistanPrivate
    Fully IslamicApp / internet banking
    Licensed 2009 Website
  • Afghan United BankPrivate
    Fully IslamicApp / internet bankingTransfers between the bank and mobile wallets
    Licensed 2007 Website
  • The First MicroFinance Bank (FMFB)Private
    Islamic servicesApp / internet bankingMoneyGram agent
    Licensed 2004 Website
  • New Kabul BankState-owned
    Islamic servicesApp / internet bankingWestern Union agent
    Licensed 2011 Website
  • Bank-e-Millie AfghanState-owned
    Islamic services
    Licensed 2004 Website
  • Azizi BankPrivate
    Licensed 2006 Website
  • Maiwand BankPrivate
    Partner bank of AWCC's My Money
    Licensed 2008 Website
  • Ghazanfar BankPrivate
    Licensed 2009 Website
  • Pashtany BankState-owned
    Licensed 2004 Website
  • National Bank of PakistanForeign bank's branch
    Licensed 2003 Website
  • Bank AlfalahForeign bank's branch
    Licensed 2005 Website

What a bank's own site did not confirm is not listed here; the bank may offer more. Ask at the branch.

Checked: 3 October 2026

Opening an account

What you need

  • Your tazkira or passport (the original, and usually a copy)
  • Two photos
  • A first deposit: at Azizi Bank, for example, at least 1,000 afghanis or 100 dollars, euros or pounds

Steps

  1. Choose a bank with a branch near you. The larger ones include Azizi Bank, Afghanistan International Bank, Islamic Bank of Afghanistan, Ghazanfar Bank and Bank-e-Millie Afghan.
  2. At the branch, ask to open an individual current account and fill in the form.
  3. Make the first deposit. You receive your account number, and often a card.
  4. Ask about internet or mobile banking, and about the daily limit for cash machines.

Good to know

  • Accounts can usually be held in afghanis, dollars and other currencies.
  • Banks have at times limited how much cash can be withdrawn in a week. Ask what the limit is now.
  • Money sent from abroad can arrive directly into an account at some banks: see sending money home.
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